SBI Q1 results: Net profit rises 12% to Rs 19,160 crore; deposit base, retail loans show double-digit growth

State Bank of India reported a 12% increase in net profit, reaching Rs 19,160 crore for the June 2025 quarter, surpassing Street estimates. This growth was driven by operational efficiencies and controlled expenses. While interest income rose, net interest income saw a slight dip, and the gross NPA ratio improved significantly to 1.83%.